Refund Options

• Advance Refund Anticipation Loan (RAL)- Walk in with your W-2; walk out with a loan check. With an Instant Refund Anticipation Loan, you can take out a loan for a portion of the amount of your anticipated tax refund and receive a check today.

 • Pre-Paid Debit Card - If you want to skip the hassle of cashing your advance RAL check, we can apply your refund amount to a ready-to-spend pre-paid Visa debit card! You may use this card anywhere Visa is accepted, including online or at an ATM!

 • Classic Refund Anticipation Loan (RAL) - A Classic Refund Anticipation Loan is a loan in the amount of your anticipated tax refund minus certain fees. With a Classic Refund Anticipation Loan, you can pick up your loan check in as little as one to two days.

• Refund Transfer (RT) - The most cost effective but still quick way of receiving your money based on your federal tax refund, the RT is a great option. Your money is available in one to two weeks for most returns.

And for those people in no hurry to get their refund…

 • IRS Direct Deposit or Check - We e-file your return, and the IRS generally will deposit your refund in your bank account within eight to 15 days if you select direct deposit. Or they will mail you a refund check, usually within three weeks.